The Rise of Vehicle Theft in India: Insights from ‘Theft & the City 2024’ Report

In the wake of the ‘Theft & the City 2024‘ report by Acko Digital Insurance, alarming statistics reveal a staggering increase in vehicle thefts across India, particularly in the bustling capital, New Delhi. Comparing 2023 to 2022, vehicle thefts surged by 2.5 times, painting a grim picture of security challenges faced by vehicle owners.

New Delhi: The Epicenter of Vehicle Theft

New Delhi emerges as the epicenter of this concerning trend, bearing the brunt of 80% of passenger Car Theft in the country during the same period. However, despite the alarming figures, there is a slight silver lining as Delhi’s overall share of vehicle thefts decreased from 56% in 2022 to 37% in 2023. Nonetheless, the capital still witnessed a staggering average of 105 cases of vehicle theft every single day in 2023, translating to a vehicle being stolen every 14 minutes.

The Growing Trend of Bike Thefts

It’s not just four-wheelers facing the threat of theft; two-wheelers are also increasingly becoming targets. The report highlights popular models such as Hero Splendor, Honda Activa, Royal Enfield Classic 350, Honda Dio, and Hero Passion as the most stolen two-wheelers in India. This trend underscores the need for heightened security measures and vigilance among bike owners.

Impact of COVID-19 on Mobility

The report also suggests a correlation between the increase in vehicle thefts and the COVID-19 pandemic. With the rise in mobility post-pandemic, there has been a corresponding surge in theft incidents. This underscores the importance of adapting security protocols to evolving circumstances.

Response from Insurance Companies

Animesh Das, Chief Executive of Acko General Insurance Company, sheds light on the evolving landscape of vehicle thefts. He attributes the surge in thefts to heightened parking issues and emphasizes the proactive role of insurance companies in addressing evolving risks. Through improved underwriting processes, insurance companies aim to provide enhanced protection to vehicle owners against the growing threat of theft.

Conclusion

The ‘Theft & the City 2024’ report serves as a wake-up call, highlighting the alarming increase in vehicle thefts across India. While New Delhi remains at the forefront of this issue, the trend extends beyond passenger cars to encompass two-wheelers as well. As mobility continues to increase, it is imperative for both authorities and individuals to adopt robust security measures to safeguard vehicles against theft. Moreover, proactive measures from insurance companies play a pivotal role in mitigating risks and providing peace of mind to vehicle owners in the face of evolving threats.

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